Vyact
Family budget app
Vyact · For families

The family budget app everyone can use

Quick answer

A family budget app should let everyone who shares the household’s money use it — each with their own login and the right access — and show one budget, the bills coming up and where the money went. Vyact does that for families of any size, in your own currency, and is free to start.

Set up your household — free →

How to budget as a family

Start with what’s already committed — rent or mortgage, school fees, loan payments, subscriptions — before planning anything else.
Give every category a monthly limit and check the categories, not just the total.
Plan the predictable big costs — festivals, holidays, insurance, school terms — by setting aside a little each month.
Review together once a month. A short family money check-in prevents most surprises.

How families use Vyact

Everyone in one household. Invite your partner, older children or parents; choose who can edit and who can only view.
One budget by category, with an alert when a category reaches 80%.
Every bill on a calendar — rent, fees, subscriptions and salaries — posted automatically or when you approve.
Split with people outside the home — grandparents, flatmates, friends on a trip — and settle up; your totals count only your share.
See the big picture: this month’s cash flow and your family’s net worth across cash, bank, cards, loans and investments.

Questions

What is the best budget app for families with multiple users?

Look for one where every family member can have their own login to the same household, with control over who can edit, one shared budget and a view of upcoming bills. Vyact is built around exactly that, and is free to start.

How do I make a family budget?

List what’s already committed each month, give the remaining categories limits, set aside monthly for predictable big costs, and review it together once a month.

Can children use the family budget app?

Yes — invite older children with view-only access so they can see how the household plans, without changing anything.

Does it work in my currency?

Yes. Your household works in its own currency, and other currencies are converted at the rates you set.

Read next

Should families budget together or separately?
What is a sinking fund? (With examples)
How to budget for festivals and wedding season
How do you split a budget into categories?

Set up your household in two minutes — free to start.

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