India: free money lessons
11 short lessons on india, in plain English. Read one in a minute, then try it with your own numbers.
A health policy is tax-smart too
Health insurance is one of the rare areas in personal finance where the sensible thing to do and the tax-efficient th…
Emergency fund in a sweep account
A plain savings account is the safest possible home for emergency money, but it's also one of the lowest-earning opti…
Gold, beyond the jewellery
Gold holds a deep, multi-generational place in Indian households — as tradition, as a gift, as a sense of security passed down through families.
HRA, if you rent
If your salary includes House Rent Allowance and you're actually paying rent, there's a tax exemption available under…
Know your CIBIL, gently
Your credit score is one of those numbers that quietly affects your financial life — loan approvals, interest rates o…
Nominee and will, the quiet essentials
Two pieces of financial admin tend to get postponed indefinitely, mostly because they're uncomfortable to think about…
Old vs new tax regime
India currently gives taxpayers a genuine choice between two tax regimes, and which one works out better isn't univer…
Sukanya Samriddhi for daughters
For households with a young daughter, the Sukanya Samriddhi Yojana offers a specific, government-backed way to build…
The ₹1.5 lakh that saves tax
If you're filing under the old tax regime, there's a specific deduction worth knowing about: investments and certain…
The festival-advance trap
Festival sales paired with easy EMI options are designed to make a big purchase feel small — a ₹60,000 appliance beco…
UPI: convenient, still trackable
UPI has made spending almost frictionless in India — a quick scan, a few taps, money moves instantly.
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