Investing: free money lessons
16 short lessons on investing, in plain English. Read one in a minute, then try it with your own numbers.
Boring is a strategy
There's a persistent myth that successful investing requires excitement — hot tips, bold bets, dramatic moves at exactly the right moment.
Compounding, the eighth wonder
Compounding is often called the eighth wonder of the world, and the idea behind the praise is simple: once your money…
Diversification in one idea
Putting all your money into a single stock, a single fund, or even a single asset class is a bit like building a hous…
Don’t invest the emergency fund
It's tempting to think of your emergency fund as "wasted" money sitting in a low-interest savings account when it could be earning more invested elsewhere.
Fees are a silent drag
A fund charging 1% more in annual fees than another sounds like a rounding error — barely worth thinking about.
Index funds, plainly
Picking individual stocks that will outperform the market is famously difficult — even professional fund managers, wi…
NPS for retirement
The National Pension System, or NPS, is a retirement-focused investment vehicle that does something most other invest…
PPF and EPF, the quiet workhorses
For Indian households, two of the least exciting investment options are also some of the most reliable: the Public Pr…
Risk and return travel together
It would be wonderful if there were an investment that paid high returns with zero risk, but no such thing genuinely…
Rupee-cost averaging
Here's the quiet mechanism that makes a SIP work even when you have no idea what the market will do next: investing t…
The power of starting early
Here's a scenario that surprises most people the first time they see it.
Time in the market
"Time in the market beats timing the market" is one of the most repeated pieces of investing wisdom, and it's repeate…
Update, don’t obsess
Checking your investments every single day feels responsible — like you're staying on top of things.
Volatility isn’t loss
Watching your investment's value drop on a screen feels exactly like losing money — but it isn't, not unless you actually sell while it's down.
What a SIP actually does
A Systematic Investment Plan, or SIP, does something deceptively simple: it invests a fixed amount on a fixed date ev…
Your time horizon decides
Money you'll need next year and money you won't touch for twenty years are doing fundamentally different jobs, and th…
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