Net Worth: free money lessons
9 short lessons on net worth, in plain English. Read one in a minute, then try it with your own numbers.
A home is both
A home you live in occupies a strange dual position on your balance sheet: it's genuinely an asset, often your larges…
Assets that earn vs assets that sit
Not every asset on your balance sheet is doing the same job.
Cash flow vs net worth
"Am I doing okay with money?" is actually two separate questions wearing one disguise, and conflating them causes a lot of unnecessary confusion.
Check it monthly, not daily
Net worth is a slow-moving number by nature — it reflects the accumulated effect of months and years of saving, inves…
Liabilities are tomorrow’s outflows
A debt isn't just a number sitting on a balance sheet — it's a claim on income you haven't earned yet.
Liquidity is freedom
Two people can have identical net worth on paper and be in completely different real-world positions, depending on on…
Net worth in one line
Net worth answers a single, clear question: everything you own, minus everything you owe — what's actually left when the math is done?
The first goal: positive
If you add up your assets and liabilities honestly and the number comes out negative — debts currently outweigh what…
Track the trend, not the number
It's natural to fixate on your exact net worth figure — is ₹5 lakh good?
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